Bobtail insurance is a liability only policy. Bobtail Insurance does not apply when you’re pulling a loaded trailer, operating on behalf of a trucking company.
Bobtail Insurance cover in a case of an accident after you delivery a load and your way to pick up your next load or you are on your way to pick your first load, also if you are involved in a accident on your way home from work.
How much bobtail insurance cost?
Bobtail insurance can varrier depends on the type of truck your drives also on the drivers mvr. It typically between $20 to $50 per month.
What is the difference between Bobtail and Non-Trucking liability?
Bobtail insurance seems to be similar to each other but there a massive difference between these two policies.
Bobtail Insurance
This coverage is only applicable when you are driving a truck under someone else’s trucking authority without a trailer attached.
Non-Trucking Liability
This coverages apply when you use the truck for personal reason other than commercial driving for example using your truck to go to the grocery store.
So when you comparing bobtail and Non-Trucking liability make sure you understand the different, Bobtail apply when you travel without a trailer and driving under someone else’s liability whether you are driving for commercial or personal reason it doesn’t matter as long as you don’t have a haul. Non-Trucking liability insurance will cover you if you use the truck for personal use other than business reason.
